Terms of Service

Last updated: March 6, 2026

Welcome to USA Dental Plan Options. By using our website and services, you agree to these Terms of Service. Please read them carefully.

1. Services

USA Dental Plan Options provides information about dental insurance plans and connects consumers with licensed insurance agents and carriers. We are an independent insurance agency licensed to sell insurance products in applicable states.

2. SMS Text Message Terms

By submitting your phone number through our website or lead forms, you expressly consent to receive autodialed and/or pre-recorded SMS text messages from USA Dental Plan Options at the phone number you provided, regarding dental insurance plans and related information.

3. Not Insurance Advice

The information provided on this website is for general informational purposes only and does not constitute insurance advice. Plan details, pricing, and availability vary by location. Please consult with a licensed insurance agent for advice specific to your situation.

4. Accuracy of Information

We strive to provide accurate and current information about insurance plans. However, plan details, premiums, and benefits are subject to change. The insurance carriers, not USA Dental Plan Options, are responsible for the terms and conditions of their plans.

5. Third Party Links

Our website may contain links to third-party websites, including insurance carrier enrollment portals. We are not responsible for the content or privacy practices of those sites.

6. Limitation of Liability

USA Dental Plan Options shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services or reliance on information provided on our website.

7. No Guarantee of Coverage

USA Dental Plan Options does not guarantee eligibility, coverage, or payment of benefits under any insurance plan. All coverage decisions, benefits, limitations, and exclusions are determined solely by the insurance carrier and the specific policy selected.

Final coverage details are subject to the terms and conditions outlined in the policy documents provided by the insurance carrier.

8. Independent Agency Disclosure

USA Dental Plan Options is an independent insurance agency and is not owned or operated by any insurance carrier, including Mutual of Omaha. We help individuals compare available insurance options. Availability of plans and benefits may vary by state.

9. SMS Communications

By providing your phone number, you consent to receive text messages from USA Dental Plan Options related to your inquiry, including plan information, follow-ups, and enrollment assistance.

Message frequency may vary. Message and data rates may apply.

You may opt out at any time by replying STOP to any message. For assistance, reply HELP or contact us directly.

We do not sell or share your SMS consent or phone number with third parties for marketing purposes.

10. Information Accuracy

While we strive to provide accurate and up-to-date information, USA Dental Plan Options does not guarantee the completeness, accuracy, or reliability of any information presented on this website. Plan details, pricing, and availability are subject to change without notice.

11. Changes to Terms

We may update these Terms of Service from time to time. Continued use of our services after changes constitutes acceptance of the updated terms.

8. Contact Us

If you have questions about these Terms of Service, please contact us at:
USA Dental Plan Options
Email: usabenefitsgroup27@gmail.com
Phone: 213-410-4789